The program offers a range of preferential policies on savings products, investment options, and exclusive benefits for Priority Customers. It is designed to provide customers with flexible and beneficial choices, empowering them to embrace change with confidence and secure their financial future during a time of transition.

Flexible deposit options with attractive interest rates

Customers can choose flexible deposit products that allow partial withdrawal of the principal when needed, while the remaining balance continues to earn the original interest rate (an additional 0.2% per year compared to standard flexible deposit rates).

- Currency: VND

- Deposit term: 1 to 24 months

- Minimum deposit: VND3 million

- Deposit channel: Available at all Vietcombank branches nationwide

- Interest payment: End of term

Invest in VCBF Fund Certificates for secure, profitable growth

Customers can invest in VCBF-FIF fund certificates through the Happy Retirement program, managed by Vietcombank Securities Investment Fund Management Company (VCBF). This option is designed to optimize cash flow and deliver stable, long-term returns while minimizing risk.

- One-time investment with long-term profits

- Monthly income payouts

- Stable asset growth with risk minimization

- Managed by top financial experts at VCBF

Exclusive priority customer privileges

The "Confidently Innovate" program also provides exclusive benefits for Priority Customers, including government officials, civil servants, public employees, workers, and armed forces personnel, who meet the criteria for 6 consecutive months (instead of the usual 12 months, as per Decree 178/2024/ND-CP dated December 31, 2024).

Priority customers enjoy premium services such as:

- Priority service at all branches, minimizing wait times

- A dedicated 24/7 support hotline

- Access to Vietcombank’s free Priority airport lounge, adding convenience to your travels

- Special benefits on interest rates, transaction fees, and other financial services

Additionally, each customer will receive a non-physical international debit card, along with various attractive incentives as part of the VCB Loyalty program.

Program valid until December 31, 2025

For more information, customers can contact Vietcombank’s hotline at 1900 545413 or 1800 1565 (for Priority Customers), or visit any Vietcombank branch nationwide.

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