Replenish capital to invest in fixed assets
Replenish capital to invest in fixed assets, expanding production and business temporary and long-term
The most competitive interest rates in the market
Competitive interest rates with various promotion offers
Flexible loan tenor and repayment method
Flexible loan tenor and repayment method to suit business activities

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Vietnamese citizens aged 18 to 65 years old
  • Have a demand of medium-term or long-term loans for investing in fixed assets and expanding business operations
  • Have collateral assets such as real estate, automobiles, valuable documents
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    Maximum loan amount

    Maximum loan term

    Loan application

    Use Vietcombank's forms
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    Proof of identity

  • ID/Passport
  • Information about customer's residence
  • Marriage registration certificate/Confirmation of marital status
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    Proof of loan purpose

  • Legal documents of business operations
  • Documents and records of the business plan
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    Proof of debt repayment source

    Income proof documentation from customer's business activities and/or from private enterprises owned by the customer
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    Collateral documents

    Customer's asset ownership certificate and/or third-party asset ownership certificate as required by Vietcombank.
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    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

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    Repayment date

  • Principal payment: on a monthly or quarterly basis
  • Interest payment: monthly based on amortized outstanding loan balance
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    Loan estimate

    amount you want to borrow
    VND
    Interest rate
    %/Year
    Number of loan months
    Month
    Disbursement date

    Amount to be paid

    Loan method
    --
    Monthly payment amount
    0 VND
    Total principal payable
    0 VND
    Total interest payable
    0 VND

    Total amount to pay
    0 VND

    Note: Calculation results are for reference only

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    FAQs

    • 1. I am the owner of a private enterprise. Can I borrow for investment in fixed assets with this product?
      The target customers of the "Peace of Mind Business" product are individual business owners, self-employed individuals, and owners of private enterprises. For more detailed information on the loan procedures for investing in fixed assets and expanding your business, please contact the hotline 1900 54 54 13 or the nearest Vietcombank transaction office.
    • 2. What is the maximum amount I can borrow to invest in expanding my business at Vietcombank?
      Customers can borrow up to 70% of the business plan. Vietcombank determines the absolute maximum borrowing amount based on the evaluation of various criteria, including:
      - The business expansion plan you need the loan.
      - Current business operations.
      - Collateral assets for the loan.
    • 3. I operate a business in the field of repairing cars and motorcycles. Can I borrow money from Vietcombank to pay for the garage rental for my car and motorcycle repair shop?
      In the case where your garage rental contract specifies that the rental costs are paid on a period of 12 months or more per lease term, you can apply for a loan under this product to cover the business location rental expenses.
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