• Business loans

    Tourism accommodation construction loan

    Loan amount up to
    50% of loan plan 
     
    Maximum loan term
    15 years
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Replenish investment capital
Replenish investment capital to build tourist accommodation
Flexible principal repayment period
Suitable for customers' cash flow, principal repayment period is no more than 06 months
Flexible loan tenor
Flexible term and repayment method to suit business's income

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Vietnamese citizens from 18 to 65 years old
  • Have a demand for medium and long-term loans for in constructing new tourist accommodations
  • Have collateral assets as real estate, cars, and valuable papers
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    Maximum loan amount

    50% of the loan plan
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    Maximum loan term

    12 years
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    Phương án sử dụng vốn

    Vietcombank's forms
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    Proof of identity

  • ID card/ Citizen Identity Card/ Passport
  • Marriage registration certificate/ Certificate of single status
  • Birth certificate/ Confirmation of family relationship issued by local police station/commune police regarding the relationship between the borrower and the guarantor.
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    Proof of loan purpose

    Documents related to the construction of a new tourist accommodation
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    Proof of loan repayment source

    Documents proving the business activities of the customer and/or a private enterprise owned by the customer in according to Vietcombank's regulations
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    Collateral documents

    Proof of asset ownership from customers and/or third parties according to Vietcombank's regulations
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    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

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    Repayment date

  • Principal payment: in line with the customer's cash flow for repayment, with a maximum of 06 months/installment for principal repayment
  • Interest payment: monthly based on amortized outstanding loan balance
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    Early repayment fees

    Click here
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    Loan estimate

    amount you want to borrow
    VND
    Interest rate
    %/Year
    Number of loan months
    Month
    Disbursement date

    Amount to be paid

    Loan method
    --
    Monthly payment amount
    0 VND
    Total principal payable
    0 VND
    Total interest payable
    0 VND
    Total amount to pay
    0 VND

    Note: Calculation results are for reference only

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    FAQs

    • 1. Can I borrow to invest in establishing new tourism accommodation on land owned by my parents/relatives?
      The real estate used for the project/investment in establishing new tourism accommodation must be owned by the customer to qualify for the loan.
    • 2. In need of funds for establishing new tourist accommodation - What is the maximum loan amount from Vietcombank?
      Vietcombank offers a loan of up to 50% of the total investment required for constructing new tourist accommodation, provided that the customer has sufficient collateral to secure the loan.
    • 3. If I am 60 years old at the time of borrowing, what is the maximum loan tenure available?
      Customers can borrow for a maximum tenure of up to 12 years for establishing new tourism accommodation at Vietcombank, but the loan tenure cannot extend beyond the customer's age of 70 years at the loan's maturity date. Therefore, the maximum loan tenure in this case is 10 years.
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