High loan limit, attractive rates
Flexible loan value with competitive interest rates
 
Flexible loan term
Loan term based on actual income, flexible repayment methods, diverse collateral options
Simple and quick procedures
Simple procedures, quick approval time and a dedicated consulting team ready to support 24/7
 

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Vietnamese citizen, age: 18-60 years old
  •  Need a loan used for personal car purchase
  • Have collateral assets including: real estate, new or used cars
Xem thêm  Thu gọn 

Maximum loan amount

70% of the car value if using the purchased car as collateral, and 100% of the car value if using other secured assets as collateral
Xem thêm  Thu gọn 

Maximum loan term

Loan application

Use Vietcombank's forms
Xem thêm  Thu gọn 

Proof of identity

  • ID/Passport
  • Information about customer's residence
  • Marriage registration certificate/Confirmation of marital status
  • Xem thêm  Thu gọn 

    Proof of loan purpose

    Car purchase contract/Deposit contract/VAT invoice...
    Xem thêm  Thu gọn 

    Proof of debt repayment source

    Labor contract, salary statement, bank account statement...
    Xem thêm  Thu gọn 

    Collateral documents

    Certificate of asset ownership
    Xem thêm  Thu gọn 

    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

    Xem thêm  Thu gọn 

    Repayment date

  • Principal payment: on a monthly or quarterly basis
  • Interest payment: monthly based on amortized outstanding loan balance
  • Xem thêm  Thu gọn 

    Loan estimate

    amount you want to borrow
    VND
    Interest rate
    %/Year
    Number of loan months
    Month
    Disbursement date

    Amount to be paid

    Loan method
    --
    Monthly payment amount
    0 VND
    Total principal payable
    0 VND
    Total interest payable
    0 VND

    Total amount to pay
    0 VND

    Note: Calculation results are for reference only

    You might be interested

    FAQs

    • 1. What is the loan term for a car purchase loan at VCB?
      Customers can obtain a car purchase loan with a maximum term of 96 months (8 years).
    • 2. What is the maximum absolute loan amount for a car purchase loan
      Customers can borrow up to 70% of the car's value if using the purchased car as collateral, and up to 100% of the car's value if you have other eligible assets as others collateral.
    • 3. What are the available repayment options for the loan?
      You can choose to repay the principal either on a monthly or quarterly basis, with interest payments based on the reducing balance.
    Reject
    We use cookies for you to have a better experience on this website.
    Accept