• Consumer loans

    Secured consumer loan

    loan amount up to
    02 billion VND
    Maximum loan term
    120 months
    Apply Now
Various loan purposes
Meet many needs: shopping, studying, traveling, medical examination and treatment, etc.
Flexible loan method
Flexible loan methods with terms up to 120 months, diverse collateral
Simple and quick procedures
Simple procedure, quick approval time, consulting team ready to support 24/7

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • From 18 to not exceeding 75 years of age at the end of the loan term
  • Have a need for a loan to cover daily living expenses
  • Have an average monthly income of at least 5 million VND
  • Have collaterals such as real estate, cars, valuable documents.
    • Xem thêm  Thu gọn 

    Maximum loan amount

    VND 02 billion
    Xem thêm  Thu gọn 

    Maximum loan term

    120 months
    Xem thêm  Thu gọn 

    Loan application form

    Vietcombank's forms

    Xem thêm  Thu gọn 

    Proof of Customer's identity

  • ID Card/Passport
  • Permanent Residence/ long-term residence (KT3)
  • Marriage Certificate/Single Certificate
    • Xem thêm  Thu gọn 

    Proof of Collateral Provider's identity

  • ID Card/Passport
  • Marriage Certificate/Single Certificate
  • Birth certificate/Certificate of family relationship issued by the police of ward/commune or higher regarding the relationship between the borrower and the guarantor
    • Xem thêm  Thu gọn 

    Proof of loan purpose

    Business contracts, invoices, payment documents, etc.
    Xem thêm  Thu gọn 

    Proof of debt repayment source

    Employment contract, payroll, bank account statement, property lease contract...
    Xem thêm  Thu gọn 

    Collateral documents

    Proof of asset ownership from customers and/or third parties according to Vietcombank's regulations
    Xem thêm  Thu gọn 

    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

    Xem thêm  Thu gọn 

    Repayment date

  • Principal payment: on a monthly or quarterly basis
  • Interest payment: monthly based on amortized outstanding loan balance
    • Xem thêm  Thu gọn 

    Early repayment fees

    Click here
    Xem thêm  Thu gọn 

    Loan estimate

    amount you want to borrow
    VND
    Interest rate
    %/Year
    Number of loan months
    Month
    Disbursement date

    Amount to be paid

    Loan method
    --
    Monthly payment amount
    0 VND
    Total principal payable
    0 VND
    Total interest payable
    0 VND
    Total amount to pay
    0 VND

    Note: Calculation results are for reference only

    You might be interested

    View all
    View all

    FAQs

    • 1. How can I inquire about secured consumer loans?
      To apply for the Secured Consumer Loan, customers can seek funds for legal consumer expenses for personal and family purposes (purchasing electronics, motorcycles, education/travel, medical expenses, equipment investments, home furnishings, etc.).
    • 2. What is the maximum loan amount for secured consumer loans?
      Under the Secured Consumer Loan product, customers can borrow up to a maximum of 2 billion VND per customer.
    • 3. What are the conditions for obtaining a secured consumer loan?
      Customers can receive the loan tenures of up to 120 months under the Secured Consumer Loan product.
    View all

    • Professional consultants

      24/7 Customer Service

      Contact us
    Reject
    We use cookies for you to have a better experience on this website.
    Accept